大学生使用信用卡英语作文

【篇一】

Nowadays,creditcardshavebeenincreasinglypopularoncampusinthatbanksaregrowinglypayingtheirattentiontostudentsandlayingoutvariouspoliciestocaterforstudents’need.Peopleholddifferentviewstowardsstudents’owningcreditcards.AsfarasIamconcerned,itisnecessaryforstudentstokeepcreditcards.

如今信用卡在校园中已经越来越流行了，因为银行越来越关注学生并制定各种政策来满足学生的需求。对于学生拥有信用卡人们有不同的看法。我觉得是有必要的。

Therearereasonsaccountingformyview.Foronething,itisconvenientforstudentstodealwithvariousfinancialmatters.Studentscanusetheircreditcardstopaytheirtuitionfeesandotherfaresandthatissaferthanpocketalargesumofmoneygoeverywhere.Foranother,usingcreditcardsisagoodwaytoteachstudentstoimprovetheirabilityinmanagingtheirmoneyandformgoodhabitinspendingmoney.Forinstance,studentswhoreceivetheirpocketmoneyatthebeginningofthemonthhavetomakeaplantospendtheirmoneybeforetheyconsumewiththecreditcards,sothattheywillnotsufferfromlackingofmoneyattheendofthemonth.Inaddition,theoverdrawingfunctionofthecreditcardsprovidesachanceforthosestudentswhocannotaffordtheirtuitionfeestocontinuetoreceivetheireducation.

我认为以下原因能支持我的观点。一方面它便于学生处理各种财务问题。学生可以使用他们的信用卡来支付他们的学费和其他费用，这比装着一口袋的钱到处走要安全得多。另一方面使用信用卡可以提高学生管理金钱的能力，并养成良好的花钱习惯。例如在月初时学生得到的零花钱必须要在使用信用卡的之前制定计划，这样他们就不会在月底资金短缺。另外信用卡的透支功能为那些无法交付学费的学生提供继续接受教育的机会。

Althoughsomestudentsoverdrawtheirmoneyfromtheircreditcardstobuyluxuriousandunnecessarythingsthatwillincreasetheirfamilyfinancialburden,Iconsiderthattheadvantagesfaroutweighitsdisadvantages.

虽然一些学生透支信用卡来购买会增加家庭经济负担的奢侈品和不必要的东西，但是我认为它的优点远远大于它的缺点。

Thus,Iconsiderthatitisnecessaryforstudentstousecreditcards.Besides,theyalsoshouldbetaughttouseitproperlyandformacorrectnotionofconsume.

因此我认为学生使用信用卡是有必要的。另外他们还应该得到教导如何正确使用信用卡，形成正确的消费观念。

【篇二】

Atpresent,awidevareityofcreditcardsissuedbymajorbanksandshoppingmallsarethrivingincollegesanduniversitiesacrossthenation,withamultitudeofcollegestudentsmakingupagrowingpopulationofcardholders.Indeed,oneoutoffivestudentsisestimatedtobeinpossessionofatleastonecreditcard,andthefigureisexpectedtobeonthesteadyincrese,thelatestdatapublishedbyYangtzeEveningPostsuggests.

Likeanythingpriortotheemergenceofthissmallpieceofplastic,theincreasingpopularityofcreditcardoncampushasbothbrightanddarksides.Ontheonehand,youngadultsincollege,freefromthetroubleofpocketingaconsiderablesumofcash,couldenjoytheconvenienceofcreditcardsandpurchaseexpensivegoodsbyinstallments.Ontheotherhand,however,theirresponsibleandexcessiveuseofthecardsbytheseyoungsters,themajorityofwhomarefreshoutofmiddleschoolincapableofbudgetingtheirmoney,canmakethemheavilyindebtwhichwilltakethemyearstopayoff.

Onmypersonallevel,whileenjoyingahostofconveniencesthecreditcardmaybring,wecouldn’taffordtoignoreaconspiciousfact:inmostcases,parentsareoursolefinancialsources.Insteadofspendingwithoutanyrestrict,wearesupposedtoputstudiesonthetopofouragendaandmoveourselvesbeyondheavydependenceuponourparents.