一篇一百二十字以上的英语作文

这个简单我来搞定吧

Theageofcreditcard

Thankstotheprevalenceofonlinebanking,financialinstitutionssuchasbanksandotherbusinessbodiesareabletoissuecreditcardstotheircustomerswhichgrantthemthepowerofmakingpurchaseswithoutanyrealcashintheirbankaccountsaslongastherepaymentsaredoneontimeattheendoftheterm.Andbecauseofthisuniqueadvantageofallowingpeopletoaccesstheirincomeinadvance,creditcardshavebecomeincreasinglyappealtoyoungpopulationespeciallycollegestudents.However,onethingshouldbeborneinmindisthatwhileweenjoytheconveniencesofcreditcards,therisksassociatedwithitshouldneverbeneglected.

Tousecreditcardwisely,webetterstartfromlookingattheprosandconsofitsusage.Themostobviousassetofusingcreditcardsisitsboostedpurchasingpowerwhichallowyoutoovercomegeographicalbarriersbypayinggoodsandservicesviatelephone,mailorinternet.Ontheotherhand,itcanalsoeasilyspoilusintodevelopeabadhabitofoverspendingasitiswaytooeasytolosetrackofhowmuchmoneyyouactuallyusedifeverypaymentiscompletedbysimplyswipingyourcard.

Soinmyopinion,whetheritisbeneficialforacollegestudenttoapplyforacreditcardshouldbebasedonindividualcircumstances.Thosepeoplewhocancontroltheirspendingstringentlyaredefinitelyencouragedtoobtainacreditcardwhilethosewholackofselfdisciplineshouldtakecarefulconsiderationbeforedoingso.

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