求写篇200字英语作文100分！！

Ispentquitealotformytransportation,shoppinganddiningoutforthepasttwoweeks.ImustgetonawrittenbudgetplanassoonasIcan.Ithinkitisusefulas“Abudgetistellingmymoneywheretogoinsteadofwonderingwhereitwent.”Dadusedtotellmethatsavingstabilizesmymoney.IstartedtosavesomemoneyIplantouseformyfutureeducation,andI’msavingforacarinsteadofspendingtoomuchmoneyonthetransportationeverymonth.Idon'tputmymoneyintoamutualfundunlessit’stimeformetoleaveitaloneforatleastfiveyears.AsIknowmysavingsisnotaninvestment,IjuststartwhereIam.ItwasasurpriseasIlearntthatthevalueofmoneyisgettingsmallerandI’malwaysoutofmybudgetbytheendofthemonth.

IguessI’llhavetomakeachangeespeciallyonmyspendinghabits.Imuststayawayfromplacesthattemptmetospendduetomyoverspending,especiallyformymeals.Diningoutcanbeveryexpensiveinthiscity.IamgoingtowritedownwhatIhavetoday—incomeandexpenses—andspendmyincomeonpaperbeforethemonthbegins.Also,I’lltryusingaspendingsystemtohelpmespendcash.I’lluseonlytheallottedmoneytobuyspecificthings.Whentheallottedcashisspent,I’mnotgoingtobuyanythingelseinthatbudgetcategory.I’llneedtobuckledownandgetserious.Iknowit’sasignofmaturitywhenIdelaypleasuretodaysothatIcanensureabettertomorrow.FinancialPeaceiswhatIwanttohave.